{"id":156682,"date":"2021-12-23T13:41:15","date_gmt":"2021-12-23T12:41:15","guid":{"rendered":"https:\/\/dievolkswirtschaft.ch\/main-focus-posts\/digitaler-wandel-fordert-banken-heraus\/"},"modified":"2022-02-14T14:45:56","modified_gmt":"2022-02-14T13:45:56","slug":"le-virage-numerique-met-les-banques-au-defi","status":"publish","type":"main_focus_post","link":"https:\/\/dievolkswirtschaft.ch\/fr\/dossiers\/le-virage-numerique-met-les-banques-au-defi\/","title":{"rendered":"Le virage num\u00e9rique met les banques au d\u00e9fi"},"content":{"rendered":"<p>Les nouveaux prestataires bancaires prolif\u00e8rent sur le march\u00e9\u00a0: les entreprises actives dans les technologies financi\u00e8res proposent des services plus simples \u00e0 utiliser, moins chers et disponibles sur t\u00e9l\u00e9phone portable. Les acteurs traditionnels comme la grande banque Credit Suisse lancent des offres en ligne. Le Conseil f\u00e9d\u00e9ral se penche \u00e9galement sur les bouleversements technologiques qui touchent les march\u00e9s financiers. De nouvelles r\u00e9glementations sont-elles n\u00e9cessaires pour encadrer les nouveaux prestataires\u00a0? Ce num\u00e9ro fait le tour des tendances actuelles et aborde la question du r\u00f4le de l\u2019\u00c9tat.<\/p>","protected":false},"author":5292,"featured_media":86237,"template":"","acf":{"main_focus_post_central_image":156685,"main_focus_posts_list":[97381,97616,97542,97586,97557,97564,97512,97527,97579,97642,128780],"animation":null},"_links":{"self":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post\/156682"}],"collection":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post"}],"about":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/types\/main_focus_post"}],"author":[{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/users\/5292"}],"version-history":[{"count":1,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post\/156682\/revisions"}],"predecessor-version":[{"id":160798,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post\/156682\/revisions\/160798"}],"acf:post":[{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/128780"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97642"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97579"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97527"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97512"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97564"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97557"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97586"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97542"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97616"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/97381"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/media\/86237"}],"wp:attachment":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/media?parent=156682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}