{"id":157058,"date":"2017-06-22T14:30:06","date_gmt":"2017-06-22T14:30:06","guid":{"rendered":"https:\/\/dievolkswirtschaft.ch\/main-focus-posts\/dossier-7-2017\/"},"modified":"2022-02-14T14:46:54","modified_gmt":"2022-02-14T13:46:54","slug":"dossier-7-2017fr","status":"publish","type":"main_focus_post","link":"https:\/\/dievolkswirtschaft.ch\/fr\/dossiers\/dossier-7-2017fr\/","title":{"rendered":"La situation difficile des caisses de pension"},"content":{"rendered":"<p>La faiblesse des taux d\u2019int\u00e9r\u00eat et l\u2019allongement constant de l\u2019esp\u00e9rance de vie constituent un casse-t\u00eate pour les caisses de pension. Afin que les rentes garanties continuent d\u2019\u00eatre vers\u00e9es, des milliards d\u2019int\u00e9r\u00eats sont actuellement redistribu\u00e9s au d\u00e9triment de la population active. Or, ce n\u2019est pas ainsi que fonctionne un syst\u00e8me par capitalisation, comme entend l\u2019\u00eatre la pr\u00e9voyance professionnelle.&#13;<br \/>\n&#13;<br \/>\n<!--more-->\n&#13;<br \/>\n&#13;<br \/>\nPour Vera Kupper Staub, vice-pr\u00e9sidente de la Commission de haute surveillance de la pr\u00e9voyance professionnelle, les caisses de pension sont surtout fragilis\u00e9es par des promesses d\u00e9mesur\u00e9es en mati\u00e8re de rentes et des capacit\u00e9s d\u2019assainissement r\u00e9duites. Nombre d\u2019entre elles doivent, d\u00e8s lors, abaisser leurs taux technique et de conversion. Suivant Daniel Greber et Markus Moor, de l\u2019universit\u00e9 des sciences appliqu\u00e9es de Zurich, les responsabilit\u00e9s p\u00e8sent de plus en plus sur les actifs. Les prestations pourraient aussi d\u00e9pendre, dans les ann\u00e9es \u00e0 l\u2019avenir, du rendement des placements et de la long\u00e9vit\u00e9 des assur\u00e9s.<\/p>","protected":false},"author":4119,"featured_media":156359,"template":"","acf":{"main_focus_post_central_image":157061,"main_focus_posts_list":[109445,109606,109407,109318,109356,139909],"animation":null},"_links":{"self":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post\/157058"}],"collection":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post"}],"about":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/types\/main_focus_post"}],"author":[{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/users\/4119"}],"version-history":[{"count":1,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post\/157058\/revisions"}],"predecessor-version":[{"id":160874,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/main_focus_post\/157058\/revisions\/160874"}],"acf:post":[{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/139909"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/109356"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/109318"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/109407"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/109606"},{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/posts\/109445"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/media\/156359"}],"wp:attachment":[{"href":"https:\/\/dievolkswirtschaft.ch\/fr\/wp-json\/wp\/v2\/media?parent=157058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}